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20 Things the Rich Do Every Day

1. 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat more than 300 junk food calories per day. 23% of wealthy gamble. 52% of poor people gamble.

2. 80% of wealthy are focused on accomplishing some single goal. Only 12% of the poor do this.

3. 76% of wealthy exercise aerobically 4 days a week. 23% of poor do this.

4. 63% of wealthy listen to audio books during commute to work vs. 5% for poor people.

5. 81% of wealthy maintain a to-do list vs. 19% for poor.

6. 63% of wealthy parents make their children read 2 or more non-fiction books a month vs. 3% for poor.

7. 70% of wealthy parents make their children volunteer 10 hours or more a month vs. 3% for poor.

8. 80% of wealthy make hbd calls vs. 11% of poor

9. 67% of wealthy write down their goals vs. 17% for poor

10. 88% of wealthy read 30 minutes or more each day for education or career reasons vs 2% for poor.

11. 6% of wealthy say what’s on their mind vs. 69% for poor.

12. 79% of wealthy network 5 hours or more each month vs. 16% for poor.

13. 67% of wealthy watch 1 hour or less of TV. every day vs. 23% for poor

14. 6% of wealthy watch reality TV vs. 78% for poor.

15. 44% of wealthy wake up 3 hours before work starts vs.3% for poor.

16. 74% of wealthy teach good daily success habits to their children vs. 1% for poor.

17. 84% of wealthy believe good habits create opportunity luck vs. 4% for poor.

18. 76% of wealthy believe bad habits create detrimental luck vs. 9% for poor.

19. 86% of wealthy believe in life-long educational self-improvement vs. 5% for poor.

20. 86% of wealthy love to read vs. 26% for poor.

http://www.daveramsey.com/blog/20-things-the-rich-do-every-day

The Unofficial Goldman Sachs Guide To Being A Man

 

  • Stop talking about where you went to college.

  • Always carry cash.  Keep some in your front pocket.

  • Rebel from business casual. Burn your khakis and wear a suit or jeans.

  • It’s okay to trade the possibility of your 80s and 90s for more guaranteed fun in your 20s and 30s.

  • The best public restrooms are in hotels: The St. Regis in New York, Claridge’s in London, The Fullerton in Singapore, to name a few.

  • Never stay out after midnight three nights in a row… Unless something really good comes up on the third night.

  • You will regret your tattoos.

  • Never date an ex of your friend.

  • Join Twitter; become your own curator of information.

  • If riding the bus doesn’t incentivize you to improve your station in life, nothing will.

  • Time is too short to do your own laundry.

  • When the bartender asks, you should already know what you want to drink.

  • If you perspire, wear a damn undershirt.

  • You don’t have to like baseball, but you should understand the concept of what a pitcher’s ERA means.  Approach life similarly.

  • When people don’t invite you to a party, you really shouldn’t go.
 And sometimes even when you are invited, you shouldn’t go.

  • People are tired of you being the funny, drunk guy.

  • When in doubt, always kiss the girl.

  • Tip more than you should.

  • You probably use your cell phone too often and at the wrong moments.

  • Buy expensive sunglasses.  Superficial? Yes, but so are the women judging you. And it tells these women you appreciate nice things and are responsible enough not to lose them.

  • If you want a nice umbrella, bring a sh*tty one to church.

  • Do 50 push-ups, sit-ups, and dips before you shower each morning.

  • Eat brunch with friends at least every other weekend. Leave Rusty and Junior at home.

  • Be a regular at more than one bar.

  • Act like you’ve been there before.  It doesn’t matter if it’s in the end zone at the Super Bowl or on a private plane.

  • A glass of wine or two with lunch will not ruin your day.

  • It’s better if old men cut your hair.  Ask for Sammy at the Mandarin Oriental Barbershop in Hong Kong.  He can share his experiences of the Japanese occupation, or just give you a copy of Playboy.

  • Learn how to fly-fish.

  • No selfies. Aspire to experience photo-worthy moments in the company of a beautiful woman.

  • Own a handcrafted shotgun.  It’s a beautiful thing.

  • There’s always another level. Just be content knowing that you are still better off than most who have ever lived.

  • You can get away with a lot more if you’re the one buying the drinks.

  • Ask for a salad instead of fries.

  • Don’t split a check.

  • Pretty women who are unaccompanied want you to talk to them.

  • Cobblers will save your shoes. So will shoe trees.

  • When a bartender buys you a round, tip double.

  • The cliché is that having money is about not wasting time. But in reality, money is about facilitating spontaneity.

  • Be spontaneous.

  • Find a Times New Roman in the streets and a Wingdings in the sheets. She exists.

  • Piercings are liabilities in fights.

  • Do not use an electric razor.

  • Desserts are for women. Order one and pretend you don’t mind that she’s eating yours.

  • Buy a tuxedo before you are thirty. Stay that size.

  • One girlfriend at a time is probably enough.

  • #StopItWithTheHastags

  • Your ties should be rolled and placed in a sectioned tie drawer.

  • Throw parties. 
But have someone else clean up the next day.

  • You may only request one song from the DJ.

  • Measure yourself only against your previous self.

  • Take more pictures.  With a camera.

  • Place-dropping is worse than-name dropping.

  • When you admire the work of artists or writers, tell them. 
And spend money to acquire their work.

  • Your clothes do not match. They go together.

  • Yes, of course you have to buy her dinner.

  • Staying angry is a waste of energy.

  • Revenge can be a good way of getting over anger.

  • If she expects the person you are 20% of the time, 100% of the time, then she doesn’t want you.

  • Always bring a bottle of something to the party.

  • Avoid that “last” whiskey. You’ve probably had enough.

  • Don’t use the word “closure” or ever expect it in real life. There may still be a mortally wounded Russian mobster roaming the woods of south Jersey, but we’ll never know.

  • If you are wittier than you are handsome, avoid loud clubs.

  • Drink outdoors.
 And during the day.
 And sometimes by yourself.

  • Date women outside your social set. You’ll be surprised.

  • If it’s got velvet ropes and lines, walk away unless you know someone.

  • You cannot have a love affair with whiskey because whiskey will never love you back.

  • Feigning unpretentiousness is worse than being pretentious. Cut it out with the vintage Polo and that ’83 Wagoneer in Nantucket.

  • The New Yorker is not high-brow. Neither is The Economist.

  • If you believe in evolution, you should know something about how it works.

  • No-one cares if you are offended, so stop it.

  • Never take an ex back. She tried to do better and is settling with you.

  • Eating out alone can be magnificent. Find a place where you can sit at the bar.

  • Read more. It allows you to borrow someone else’s brain, and will make you more interesting at a dinner party – provided that you don’t initiate conversation with, “So, who are you reading…”

  • Ignore the boos. They usually come from the cheap seats.

  • Hookers aren’t cool, but remember, the free ones are a lot more expensive.

  • Don’t ever say, “it is what it is.”

  • Start a wine collection for your kids when they are born.  Add a few cases every year without telling them.  It’ll make a phenomenal gift in twenty years.

  • Don’t gamble if losing $100 is going to piss you off.

  • Remember, “rules are for the obedience of fools and the guidance of wise men.”

This list has been authored by @GSElevator, but is a collaborative effort between Twitter’s @GSElevator and John Carney (@Carney).

You Are Known by the Company You Keep

CP

The less you associate with some people, the more your life will improve. Any time you tolerate mediocrity in others, it increases your mediocrity. An important attribute in successful people is their impatience with negative thinking and negative acting people. As you grow, your associates will change. Some of your friends will not want you to go on. They will want you to stay where they are. Friends that don’t help you climb will want you to crawl. Your friends will stretch your vision or choke your dream. Those that don’t increase you will eventually decrease you.

Consider this: Never receive counsel from unproductive people. Never discuss your problems with someone incapable of contributing to the solution, because those who never succeed themselves are always first to tell you how. Not everyone has a right to speak into your life. You are certain to get the worst of the bargain when you exchange ideas with the wrong person. Don’t follow anyone who’s not going anywhere. With some people you spend an evening: with others you invest it. Be careful where you stop to inquire for directions along the road of life. Wise is the person who fortifies his life with the right friendships. If you run with wolves, you will learn how to howl. But, if you associate with eagles, you will learn how to soar to great heights.

A mirror reflects a man’s face, but what he is really like is shown by the kind of friends he chooses.

In Prosperity Our Friends Know Us. In Adversity We Know Our friends.

Never make someone a priority when you are only an option for them.

If you are going to achieve excellence in big things, you develop the habit in little matters. Excellence is not an exception, it is a prevailing attitude..

― Colin Powell

Seth Godin’s Startup School (Podcast)

Seth Godin’s Startup School

Seth Godin is a thought leader in the marketing and business world. In this rare live recording, hear Seth as he guides thirty entrepreneurs through a workshop exploring how they can build and run their dream business.

 

1,000 True Fans

A must read on marketing and product adoption.

A creator, such as an artist, musician, photographer, craftsperson, performer, animator, designer, videomaker, or author – in other words, anyone producing works of art – needs to acquire only 1,000 True Fans to make a living.

A True Fan is defined as someone who will purchase anything and everything you produce. They will drive 200 miles to see you sing. They will buy the super deluxe re-issued hi-res box set of your stuff even though they have the low-res version. They have a Google Alert set for your name. They bookmark the eBay page where your out-of-print editions show up. They come to your openings. They have you sign their copies. They buy the t-shirt, and the mug, and the hat. They can’t wait till you issue your next work. They are true fans.

Truefans-1

 

Better To Be Roughly Right Than Precisely Wrong

It is better to be roughly right than precisely wrong

John Maynard Keynes

Monte Carlo Simulations, anyone?

2012 MIT Commencement Address – Sal Khan of KhanAcademy.org

Highlights:

* Start every morning with a smile — even a forced one — it will make you happier. Replace the words “I have to” with “I get to” in your vocabulary. Smile with your mouth, your eyes, your ears, your face, your body at every living thing you see. Be a source of energy and optimism. Surround yourself with people that make you better. Realize or even rationalize that the grass is truly greener on your side of the fence. Just the belief that it is becomes a self-fulfilling prophecy.

* When you gain or lose material things, remember how silly they really are.  How little they mean relative to your health and relationships…Remember that real success is maximizing your internally derived happiness. It will not come from external status or money or praise. It will come from a feeling of contribution. A feeling that you are using your gifts in the best way possible.

* Also remember that whom you choose as a life partner is a far more important decision than what career you choose to pursue. If you are lucky enough to have a true equal, someone who fills you with joy and emotional contentment, with whom you have deep shared values, who respects you and loves you for your innate you-ness; no superficial, external failure or conflict can faze you.

* If you ever feel inspired, take action with it. Don’t let anyone tell you why you shouldn’t; at least lace up and give it a try.

* Keep in mind that if you care about someone, but not enough to commit to them, the most selfish thing you can do is not let them move on.

* Go forth with your careers, but leave space for your passions. Remember that you are much, much more than a title or a bank account. You are dancers and poets, inventors and athletes, musicians and innovators. If you give your passions room to breathe, you might find that is all they need to help you move the dial forward for everyone.